Know what every competitor charges at every ZIP code. Extracted directly from SERFF regulatory filings across multiple states and carriers.
Complete rate tables delivered monthly. Safe driver profile across all ZIP codes, vehicles, and coverage tiers.
Real-time premium quotes for any vehicle, any coverage, any ZIP code. Compare carriers instantly across states.
IRS-compliant rate substantiation for Motus FAVR vehicle reimbursement programs. CDI-validated median premiums.
Source: NAIC 2024 — CA ($43.6B) + TX ($30.2B) written premium
Filter, sort, and explore rate tables across carriers, ZIPs, vehicles, and coverage tiers.
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| Month | Rows | Actions |
|---|
| Column | Type | Description |
|---|---|---|
| carrier_name | string | Carrier name (GEICO, State Farm, Mercury, Allstate, Safeco, Farmers) |
| zip_code | string | 5-digit US ZIP code (CA or TX) |
| vehicle_id | string | Vehicle identifier (e.g., veh_2024_toyota_camry_le) |
| coverage_id | string | Coverage tier: state_minimum, standard_50_100_50, high_100_300_100 |
| premium_total | float | 6-month total premium in USD |
| zip_multiplier | float | Geographic territory rating factor |
| vehicle_multiplier | float | Vehicle-specific rating factor |
| coverage_multiplier | float | Coverage limit/deductible factor |
| source_type | string | Data provenance: imputed_engine_rate, serff_filing, etc. |
Compare premiums across all 6 carriers in real time
Compares premiums across all available carriers using extracted SERFF factor tables.
Select a vehicle, enter a ZIP code, choose coverage, then click "Compare Rates" to see premiums from all 6 carriers.
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See how every factor multiplies out per coverage
Select a carrier and ZIP, then click "Show Factor Chain" to see exactly how every rating factor multiplies out per coverage line.
Computing factor chain...
Enter any ZIP code, vehicle, and coverage tier to generate a FAVR-compliant rate substantiation. All premiums computed in real-time from SERFF regulatory filings. CA rates cross-validated against CDI Auto Premium Survey data.
Click "Generate Rates" to compute FAVR-compliant premiums for all 6 carriers
Computing premiums across all carriers...