Allstate Florida Auto Insurance Rates
Median premium: $1,636/6mo across 1,473 ZIP codes.
Based on SERFF regulatory rate filings — the official rate structure Allstate filed with the Florida Department of Insurance.
How Allstate Compares in Florida
Median 6-month premium across all rated ZIPs. Allstate highlighted in blue.
Geographic Detail
Cheapest Cities for Allstate
| City | Avg Premium | vs. State Median |
|---|---|---|
| Naples | $981 | -26% |
| Bonita Springs | $981 | -26% |
| Copeland | $981 | -26% |
Most Expensive Cities for Allstate
| City | Avg Premium | vs. State Median |
|---|---|---|
| North Miami Beach | $2,056 | +56% |
| Key Biscayne | $2,056 | +56% |
| Coral Gables | $2,056 | +56% |
Allstate Florida Insurance FAQ
ZIP Code Lookup
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Other carriers in Florida
Allstate ranks #13 out of 13 carriers in Florida with a median 6-month premium of $1,636. This places Allstate 24% above the statewide median of $1,322. The carrier covers 1,473 ZIP codes across the state, with premiums ranging from $981 to $2,056.
Allstate is the cheapest option in 0% of Florida ZIP codes (0 ZIPs). The most affordable Allstate rates are found in Naples, where the average premium is just $981. On the other end, North Miami Beach has the highest Allstate premiums, averaging $2,056 per 6-month term.
All rate data is sourced from SERFF regulatory filings — the official rate structures Allstate filed with the Florida Department of Insurance. Rates shown are calculated using Allstate's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 13 carriers, 1,473 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.