Auto Insurance in Los Angeles (90020)
California · Expensive · 97th percentile statewide
Carrier Rates in 90020
6-month premiums from SERFF rate filings. Standard driver profile.
How 90020 Compares
Los Angeles (90020) is expensive for auto insurance in California, ranking in the 97th percentile.
The cheapest carrier is USAA at $706/6mo — 72% less than the most expensive (State Farm at $2,488).
The median premium of $1,131 is 24% above the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Los Angeles (90020)?
The median 6-month premium in Los Angeles (90020) is $1,131 across 9 carriers. Premiums range from $706 to $2,488, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 90020?
USAA offers the lowest rate in 90020 at $706/6mo. That's 72% less than the most expensive option (State Farm at $2,488/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance expensive in 90020?
Auto insurance rates in Los Angeles (90020) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Los Angeles ranks in the 97th percentile statewide, meaning it's expensive compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
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Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.