Auto Insurance in Calexico (92231)
California · Below Average · 39th percentile statewide
Carrier Rates in 92231
6-month premiums from SERFF rate filings. Standard driver profile.
How 92231 Compares
Calexico (92231) is below average for auto insurance in California, ranking in the 39th percentile.
The cheapest carrier is USAA at $453/6mo — 69% less than the most expensive (State Farm at $1,456).
The median premium of $886 is 3% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Calexico (92231)?
The median 6-month premium in Calexico (92231) is $886 across 9 carriers. Premiums range from $453 to $1,456, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 92231?
USAA offers the lowest rate in 92231 at $453/6mo. That's 69% less than the most expensive option (State Farm at $1,456/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance below average in 92231?
Auto insurance rates in Calexico (92231) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Calexico ranks in the 39th percentile statewide, meaning it's below average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 92231?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.