Auto Insurance in Stockton (95219)
California · Above Average · 52th percentile statewide
Carrier Rates in 95219
6-month premiums from SERFF rate filings. Standard driver profile.
How 95219 Compares
Stockton (95219) is above average for auto insurance in California, ranking in the 52th percentile.
The cheapest carrier is Mercury at $490/6mo — 71% less than the most expensive (State Farm at $1,690).
The median premium of $917 is 0% above the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Stockton (95219)?
The median 6-month premium in Stockton (95219) is $917 across 9 carriers. Premiums range from $490 to $1,690, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 95219?
Mercury offers the lowest rate in 95219 at $490/6mo. That's 71% less than the most expensive option (State Farm at $1,690/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance above average in 95219?
Auto insurance rates in Stockton (95219) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Stockton ranks in the 52th percentile statewide, meaning it's above average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 95219?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.